For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on earning repeat business and hope you'll come to understand why.
As Your Agent, I Will:
- Assure that you see the properties listed in your desired location that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Help you avoid costly mistakes which could result in your having to pay too much for your new home.
- Provide answers to your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get a letter of pre-qualification from the lender.
- Choose a REALTOR® whom you can trust. One who understands your needs.
- Determine which neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections that could be required (such as a termite & wood-destroying insects inspection).
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
